What late fees can a landlord charge in Georgia?
Georgia sets no statutory cap on residential late fees and mandates no grace period — the fee is whatever the lease provides, policed only by Georgia's general rule against contractual penalties.
A late fee must be in the lease to be collected, and unpaid late fees are an expressly permitted security-deposit deduction. Since July 1, 2024, a separate protection applies on the eviction side: before filing a dispossessory action for nonpayment, the landlord must give written notice and allow three business days for the tenant to pay all amounts owed, including rent and late fees — but that is an eviction prerequisite, not a late-fee grace period. Bounced-check fees are separately capped at the greater of $30 or 5% of the check amount plus bank charges.
Georgia late fees at a glance
| Statutory cap | No statutory cap (see reasonableness standard and notes) |
|---|---|
| Mandatory grace period | None mandated statewide |
| Must be in the lease | Yes |
| Daily fees | No statute addresses daily late fees; they are a matter of contract, subject to general Georgia contract-law limits on penalties (liquidated damages must be a reasonable pre-estimate of loss, not a penalty). |
| Reasonableness standard | No hard statutory cap or mandated grace period exists. Late fees are enforceable as lease terms; Georgia's general liquidated-damages doctrine (O.C.G.A. 13-6-7) polices fees that operate as penalties. For bounced checks, O.C.G.A. 13-6-15 authorizes a service charge of $30 or 5% of the check's face amount, whichever is greater, plus bank fees. |
Notes and caveats
Statute citations
- O.C.G.A. 44-7-34 (late-payment fees as permitted deposit deduction; no late-fee cap exists in the landlord-tenant code) (a) Unofficial mirror
- HB 404 (2024) — 3-business-day pay period before dispossessory filing, O.C.G.A. 44-7-50(c) Official source
How this record was verified: Direct read of statute text: O.C.G.A. 44-7-30.1, 44-7-34, 44-7-35, 44-7-36, 44-7-7, and 44-7-19 read in full from the 2024 Code of Georgia (Justia mirror of the official code, which is not deep-linkable on the official legis.ga.gov LexisNexis portal), cross-checked against the official Georgia General Assembly HB 404 (2024 Ga. Laws 392) bill record on legis.ga.gov and the Georgia Appleseed / magistrate-judge bench card summarizing the Safe at Home Act. 44-7-31, 44-7-32, and 44-7-33 mechanics confirmed across the code mirror section listing and multiple consistent secondary sources.