What late fees can a landlord charge in Minnesota?

Verified July 9, 2026 All Minnesota topics →

Minnesota caps residential late fees at eight percent of the overdue rent payment — one of the few hard statutory late-fee caps in the country — and a landlord may not charge any late fee at all unless the tenant has agreed in writing to a provision specifying when the fee will be imposed (Minn.

Stat. 504B.177(a)). No statutory grace period exists for standard rentals, so a lease-authorized fee may attach the day after rent is due. Because the cap keys to the overdue PAYMENT rather than the monthly rent, a tenant who has paid part of the month owes at most 8% of the unpaid remainder. Federally subsidized tenancies follow the federal fee schedule where it conflicts (paragraph (b)), and for tenants with housing-assistance contracts such as Section 8 the fee is computed only on the tenant's share of the rent, never the government's portion (paragraph (c), added in 2024). Beginning August 1, 2026, a landlord also may not assess late fees when rent goes unpaid because both the digital payment platform and the required alternative payment method are down (Laws 2026 ch. 81).

Minnesota late fees at a glance

Statutory cap 8% of the overdue rent payment
Mandatory grace period None mandated statewide
Must be in the lease Yes
Daily fees The statute does not address fee structure, but any structure — daily, flat, or percentage — cannot push the total past eight percent of the overdue rent payment. The cap applies to EACH overdue rent payment (Minn. Att'y Gen. Op. 430, June 30, 2021), so the base is the payment actually overdue (e.g., 8% of a half-paid month's remainder), not 8% of the full monthly rent.
Reasonableness standard Not addressed by statute

Notes and caveats

Encoding decisions: statutory_cap quotes the operative statutory base — 'eight percent of the OVERDUE RENT PAYMENT' (double-read verbatim 2026-07-09) — not 'of monthly rent' as many aggregators render it; the difference matters for partial payments, and the 2021 AG opinion (per-payment application) is carried in daily_fees_allowed. grace_period_days is null: no grace period is mandated for standard rentals (manufactured-home parks have separate ch. 327C rules — do not import them). reasonableness_standard is null because the hard cap displaces any reasonableness inquiry below it. must_be_in_lease=true reflects the dual writing requirement: agreed in writing AND specifying when the fee is imposed. Paragraph (c) (housing-assistance-payment tenant-share calculation, 42 U.S.C. 1437f/1485 programs) was added by Laws 2024 ch. 118 § 13 — pre-2024 summaries miss it. Related disclosure regime: 504B.120 (rewritten 2023 ch. 52) requires all nonoptional fees to be disclosed in the lease with a first-page 'Total Monthly Payment' and in all advertising, with treble damages plus attorney fees — a conditional late fee is not a nonoptional fee, but the section is cited because fee-transparency violations are the enforcement hook aggregators most often miss. Pending flag: Laws 2026 ch. 81 (SF 4171) adds the payment-platform-outage late-fee prohibition to 504B.118 effective 2026-08-01 — flagged in pending_legislation, not yet law on the verification date; the summary sentence about it is dated to its effective date.

Statute citations

How this record was verified: Direct read of statute text on the official Minnesota Revisor of Statutes site (revisor.mn.gov, Minnesota Statutes 2025 edition): Minn. Stat. 504B.178, 504B.177, and 504B.211 each fetched twice in independent calls — the 1% interest rate, three-week/five-day return deadlines, $500 bad-faith punitive cap, 8%-of-overdue-rent late-fee cap, 24-hour entry notice, 8:00 a.m.-8:00 p.m. window, and $500-per-violation entry penalty all matched verbatim across reads. 504B.135 and 471.9996 read twice each (HTML fetch plus the Revisor's official PDF read in full). 504B.147 and 504B.120 read once each. MN Attorney General landlord-tenant handbook (ag.state.mn.us) read for the 'one rental period plus one day' rent-increase derivation. 2026 enactment sweep on revisor.mn.gov: SF 4171 bill status and enrolled text read directly (Laws 2026 ch. 81, signed 2026-05-12, effective 2026-08-01 — flagged as pending, not incorporated, since the Statutes-2025 pages predate it); HF 3245 status read (died in House committee at sine die 2026-05-18, not flagged).