Can a landlord charge for a pet in New York, and what does the law require for an assistance animal?
New York has no pet-deposit, pet-fee or pet-rent statute, so a pet deposit is an ordinary security deposit and counts inside the one-month cap rather than on top of it.
Cited to N.Y. Gen. Oblig. Law § 7-108 (1), (1-a)(a), (1-a)(b), (1-a)(g), (3) and 21 more cited sources · Verified September 20, 2026
A landlord may not demand a non-refundable pet fee at signing or move-in, because nothing may be charged before or at the beginning of a tenancy except a background and credit check of twenty dollars or less, and any deposit must come back in full apart from lawfully itemized deductions. Monthly pet rent is not regulated at all outside rent-stabilized and rent-controlled housing. A landlord may not charge anything extra, directly or indirectly, for a guide dog, hearing dog or service dog, and a repeat breach carries a one thousand dollar fine; an animal kept for emotional support is outside that bar, and its owner relies instead on the Human Rights Law duty to allow an animal as a reasonable accommodation, which binds every landlord including an owner-occupied two-family house. New York sets no documentation rule, no lease pet-policy duty and no breed, size or weight rule, and faking an assistance animal is not an offense here.
New York pets & assistance animals at a glance
| Which law governs | The money answers sit in two places. The General Obligations Law's deposit title, article 7, title 1, caps every deposit or advance at one month's rent (section 7-108, subdivision 1-a) and does the same for rent-stabilized units (section 7-107), and the Real Property Law limits what a landlord may demand at the front of a tenancy (section 238-a). No New York statute mentions a pet deposit, a pet fee or pet rent; the Real Property Law contains no animal word at all. The assistance-animal answer is the Human Rights Law's housing duty in Executive Law section 296, subdivision 18, paragraph 2, with the parallel clause for publicly assisted housing in subdivision 2-a, and the charge bar for a guide, hearing or service dog with its penalty in Civil Rights Law article 4-B (sections 47, 47-b and 47-c). Two pet rights in public housing sit in Public Housing Law sections 223-a and 223-b, and the insurance breed bar is Insurance Law section 3421. |
|---|---|
| Where in the state the answers differ | Three conditions move the answer inside New York. First, the one-month deposit ceiling does not reach six named classes of dwelling unit at all, so a pet deposit in one of them has no statutory ceiling. Second, rent-stabilized and Emergency Tenant Protection Act units run on General Obligations Law section 7-107 rather than section 7-108, and its one-month ceiling applies to leases and renewals entered into on or after November 15, 2025, so the lease date decides which text governs. Third, the two pet rights in public housing bind a project as the Public Housing Law defines it, which is housing provided for persons of low income, and reach only the tenant classes each section names. The assistance-animal duty itself is unconditioned: it binds every landlord, including an owner-occupied two-family house and a room rental in the owner's own home. |
| Which landlords are covered | Every residential landlord. The bar on front-of-tenancy charges binds any landlord, lessor, sub-lessor or grantor with no unit threshold and no owner-occupancy exemption (Real Property Law section 238-a, subdivision 1), and the deposit cap applies to all dwelling units in residential premises unless the unit is one of the six classes the section excludes (General Obligations Law section 7-108, subdivisions 1 and 1-a). The assistance-animal duty binds more landlords than the federal floor does: the owner-occupied two-family and room-rental exemptions in the Human Rights Law switch off three subparagraphs of a different subdivision and do not reach the accommodation duty, and the statute directs that its exemptions be construed narrowly. Public housing projects carry two pet rights of their own, and the six classes outside the deposit cap are stated as separate rows below. |
| Pet deposit | Yes — no pet figure exists, but a pet deposit is a security deposit however it is named and counts inside the general deposit cap. New York has no pet-deposit statute. A refundable pet deposit is money advanced as security for performance, so it is an ordinary security deposit: it sits inside the one-month ceiling rather than on top of it, and a landlord who has already taken a full month's rent as a deposit has no room left for a separate pet deposit. The whole amount must come back when the tenant leaves, less the reasonable and itemized costs the statute lists. Any agreement by a tenant waiving or modifying these rights is absolutely void (General Obligations Law section 7-108, subdivision 3, and section 7-107, subdivision 10 for rent-stabilized units), so a lease clause that labels a pet charge as something outside the cap does not work. The deposit title names no animal of any kind and so carries no assistance-animal exception; that exclusion lives in the Civil Rights Law and is stated below. Refundability: Mandatory. The entire amount of the deposit or advance must be refunded when the tenant vacates, except for an amount lawfully retained for the reasonable and itemized costs of unpaid rent, damage caused by the tenant beyond normal wear and tear, unpaid utility charges payable directly to the landlord, and moving and storage of the tenant's belongings (General Obligations Law section 7-108, subdivision 1-a, paragraph (b), and section 7-107, subdivision 3 for rent-stabilized units). There is no pet exception to that sentence. The general deposit cap it sits against: One month's rent, with every deposit and advance counted together (General Obligations Law section 7-108, subdivision 1-a, paragraph (a)). Rent-stabilized and Emergency Tenant Protection Act units run on section 7-107 instead, which has carried the same one-month ceiling since November 15, 2025 for leases and renewals entered into on or after that date. The security-deposits page carries the general cap with its return deadline and itemization rule. Where the rule switches off or on: The one-month ceiling does not reach six named classes of dwelling unit: units subject to the city rent and rehabilitation law or the emergency housing rent control law, continuing care retirement communities licensed under article 46 or 46-A of the Public Health Law, assisted living providers licensed under article 46-B of that law, adult care facilities licensed under article 7 of the Social Services Law, senior residential communities that have submitted an offering plan to the attorney general, and not-for-profit independent retirement communities that offer personal emergency response, housekeeping, transportation and meals to their residents. Two further carve-outs sit inside the cap sentence itself: seasonal use dwelling units and owner-occupied cooperative apartments. |
| Pet rent and pet fees | No for a non-refundable pet fee, which a general or specific rule bars. Permitted and uncapped outside rent-regulated housing. A landlord may not demand a non-refundable pet fee at the front of a New York tenancy, and may not make a pet deposit non-refundable. Monthly pet rent is a different matter: nothing in New York law addresses it, and outside rent-regulated housing a landlord may charge it without a ceiling. The state sets no reasonableness test for a pet charge; the only reasonableness standard in the money sections attaches to what a landlord may keep from a deposit and to the landlord's burden of proof on keeping it. A tenant whose deposit rights are violated may recover actual damages, and punitive damages of up to twice the deposit where the violation was willful (General Obligations Law section 7-108, subdivision 1-a, paragraph (g)), and the attorney general may enforce the title (section 7-109). Monthly pet rent: Permitted and uncapped outside rent-regulated housing. No New York statute addresses a recurring monthly pet charge, and the front-of-tenancy bar reaches only money demanded before or at the beginning of the tenancy, so a monthly charge during the tenancy falls outside it. The same section caps only late fees, at fifty dollars or five percent of the monthly rent, whichever is less, and only after five days (Real Property Law section 238-a, subdivision 2). In rent-stabilized and rent-controlled units the legal regulated rent is fixed by the rent laws and a separate pet charge is not one of the permitted increases; that is a rent-regulation question rather than a pet question. A one-time pet fee: Barred. A one-time non-refundable pet fee, pet cleaning fee or pet administration fee demanded at signing or move-in is a payment, fee or charge before or at the beginning of the tenancy, and no New York statute or regulation provides for a pet fee, so the exception that opens the section does not save it. A refundable pet deposit survives the same sentence because the deposit statutes do provide for a security deposit. How far the non-refundable-fee rule reaches: Real Property Law section 238-a, subdivision 1, paragraph (a) is a closed list: except where a statute or regulation provides for a payment, no landlord, lessor, sub-lessor or grantor may demand any payment, fee or charge for processing, reviewing or accepting an application, or any other payment, fee or charge before or at the beginning of the tenancy. The one thing that may be demanded is a background and credit check at the actual cost or twenty dollars, whichever is less (paragraph (b)). Entrance fees charged by five named senior and care categories are excepted from the subdivision. A lease provision waiving or limiting the section is void as against public policy (subdivision 3). Independently, the entire amount of any deposit or advance must be refundable (General Obligations Law section 7-108, subdivision 1-a, paragraph (b)), so a charge styled a non-refundable pet deposit fails on two sentences rather than one. |
| Pet policy in the lease, and changing it mid-tenancy | No — no statute requires a lease to state a pet policy, and no written-rules provision governs one. No New York statute requires a lease to state a pet policy, supplies a default when the lease says nothing about pets, limits how many pets a tenant may keep, or governs a landlord's change to a pet rule in the middle of a term. A no-pets clause is an ordinary lease covenant. Two mandates exist and both bind public housing rather than the private market: a tenant in a housing project who is legally blind, severely physically handicapped or mute may not be denied occupancy or evicted on the sole ground of owning a dog or cat (Public Housing Law section 223-a), and a deaf or hard-of-hearing tenant may not be denied occupancy or evicted for owning a hearing dog (section 223-b). Both are stated as their own rows below. The three-month waiver rule a New York tenant may have heard of is New York City's, not the state's. |
| Breed, size and weight restrictions | Yes. New York law says nothing about a landlord's breed, size or weight rule for pets, in any housing class. The word breed appears nowhere in the Real Property Law, the Real Property Actions and Proceedings Law, the Multiple Dwelling Law, the Multiple Residence Law, the General Obligations Law, the Public Housing Law, the Private Housing Finance Law or the Municipal Home Rule Law, and no statute preempts a local breed ordinance in housing. The dangerous-dog provisions in the Agriculture and Markets Law are animal control rather than a housing rule. Because there is no breed rule in housing, there is no assistance-animal carve-out from one either. The only breed rule New York has binds insurers, and is stated below. |
| Assistance animals: the state instrument and who it binds | Only through the state fair-housing act's reasonable-accommodation duty, the sole state instrument reaching assistance animals in housing; no state text sets a documentation standard. The operative rules are statutory. State law incorporates a federal statute or codified regulation by reference. It is an unlawful discriminatory practice for a housing provider to refuse to make reasonable accommodations in rules, policies, practices or services when they may be necessary to afford a person with a disability equal opportunity to use and enjoy a dwelling, including the use of an animal as a reasonable accommodation to alleviate symptoms or effects of a disability (Executive Law section 296, subdivision 18, paragraph 2). The same words bind publicly assisted housing accommodations (subdivision 2-a, paragraph (d), subparagraph 2), and both clauses have read that way since August 11, 2020. New York sets no documentation standard, no deadline for the landlord's answer and no presumption; whether a particular accommodation must be made is worked out case by case, and the Appellate Division has held that the statute asks only whether the accommodation may be necessary, rejecting a stricter test applied in another department. A second statute runs alongside: a person with a disability accompanied by a guide, hearing or service dog may not be denied admittance to or the equal use and enjoyment of any public facility, a term that expressly includes all forms of public and private housing, and the dog's custody is guaranteed while the person exercises those rights (Civil Rights Law sections 47 and 47-b); the same rights extend to a person training such a dog. Section 300 of the Executive Law directs that the Human Rights Law be construed liberally and its exemptions narrowly, regardless of how comparably worded federal civil rights laws have been construed. Who it binds: Every landlord. The animal-accommodation duty sits in subdivision 18 of section 296 of the Executive Law, which reaches the owner, lessee, sub-lessee, assignee or managing agent of, or other person having the right of ownership of or possession of or the right to rent or lease housing accommodations, and carries no exemption of its own. The owner-occupied two-family and room-rental exemptions live in subdivision 5, paragraph (a), subparagraph 4, and by their own words switch off subparagraphs 1 through 3 of that paragraph only; none of the other nine exemption clauses in the section touches subdivision 18 or the parallel clause for publicly assisted housing. Section 300 of the Executive Law directs that exemptions from the article be construed narrowly. So an owner-occupied two-family house and a room rental in the owner's own home are both bound. The separate charge bar in the Civil Rights Law reaches all forms of public and private housing accommodations, permanent or temporary (section 47, subdivision 2). |
| What counts as an assistance animal | New York uses neither the term assistance animal nor the term support animal; neither appears anywhere in its laws. The Human Rights Law's housing clause speaks of an animal, unqualified and untrained, used as a reasonable accommodation to alleviate symptoms or effects of a disability (Executive Law section 296, subdivision 18, paragraph 2, and subdivision 2-a, paragraph (d), subparagraph 2). That is the clause an emotional support animal travels on, because the only qualifier is on what the animal does rather than on training, species or certification. The Civil Rights Law defines a guide dog and a hearing dog as a dog under the control of the person using or training it, consistent with the federal regulations implementing title III of the Americans with Disabilities Act, that has been or is being trained to guide or otherwise to aid a person with a disability (section 47-b, subdivision 4), and a service dog as such a dog individually trained to do work or perform tasks for the benefit of a person with a disability (subdivision 7). The Penal Law's service animal, a term used only in offenses committed against the animal, is any animal partnered with a person who has a disability and trained by a qualified person (section 242.00, subdivision 1). Disability for the housing duty is a physical, mental or medical impairment, a record of one, or a condition regarded by others as one, and the narrowing proviso inside that definition is expressly confined to employment (section 292, subdivision 21). |
| Documentation a landlord may request, and what a certifier must meet | No state text sets a documentation standard for an assistance animal in housing. New York sets no documentation rule at all. No statute says what a landlord may ask for, who may write a letter, how long a treating relationship must have run, whether an online certificate counts for anything, whether a landlord may require a particular form or proof of vaccination, or how quickly a landlord must answer a request. No statute places a duty on the professional who writes the documentation, and none makes that professional liable for writing one. What a landlord may ask in a given case is worked out under the accommodation duty itself, with the tenant carrying the burden of showing a disability and a disability-related need for the animal. A bill that would add a documentation requirement is before the Senate and is stated under legislation below. |
| Charges for an assistance animal | Under state law, yes — the state bar reaches only a trained service, guide, hearing or assistance dog, or a certified animal; the federal rules still govern an emotional support animal; the bar is an express no-extra-charge clause, in a statute. A landlord may not impose or maintain any direct or indirect additional charge for the admittance of a guide dog, hearing dog or service dog accompanying a person with a disability (Civil Rights Law section 47-b, subdivision 2), and the bar reaches private housing because a public facility is defined to include all forms of public and private housing accommodations. So no pet deposit, no pet fee and no pet rent may be charged for one of those three trained dogs, and the words reach an indirect charge as well as a direct one. An animal kept for emotional support is outside all three definitions, so New York has no statutory charge bar for one; whether a charge must be waived for such an animal is decided case by case under the accommodation duty in Executive Law section 296, subdivision 18, paragraph 2. In 2026 the Appellate Division confirmed a fifteen thousand dollar civil fine against a landlord who required a pet deposit and a monthly pet fee for a trained service dog after receiving the tenant's physician's letters. The pet-money sections themselves carry no animal exception; a reader who opens only the deposit statute will find nothing about animals at all. The definition it hangs on: A guide dog or hearing dog is "a dog that is under the control ... of the person using or training it and has been or is being trained to guide or otherwise to aid a person with a disability", and a service dog is "any dog under the control ... of the person using or training it, and that has been or is being individually trained to do work or perform tasks for the benefit of a person with a disability" (Civil Rights Law section 47-b, subdivisions 4 and 7). All three are trained dogs; an animal kept for emotional support is outside every one of them. Remedy: Any person or legal entity, public or private, that violates article 4-B is guilty of a violation, and a second breach of section 47 or of section 47-b, subdivision 1 or 2, within a two-year period is punishable by a fine of one thousand dollars (Civil Rights Law section 47-c). A refusal to accommodate under the Human Rights Law is answered by the Division of Human Rights or by a court: compensatory damages, punitive damages of up to ten thousand dollars in a housing case, and civil fines and penalties of up to fifty thousand dollars, or up to one hundred thousand dollars where the conduct was willful, wanton or malicious (Executive Law section 297, subdivision 4, paragraph (c)), with a private action available under subdivision 9. |
| Damage caused by an assistance animal | No state text addresses damage caused by an assistance animal in housing. |
| Misrepresenting an assistance animal | None — no offense, penalty, forfeiture, eviction ground or licensing sanction exists. New York has no offense and no civil penalty for misrepresenting an animal as a service or support animal, in housing or anywhere else, and no sanction on a professional who writes documentation without a basis. Article 242 of the Penal Law punishes a person who harms, interferes with, harasses or intimidates a service animal or its handler; it says nothing about a person who falsely claims one. Nothing in the Agriculture and Markets Law, the Education Law or the Public Health Law creates such an offense either, and New York has not enacted the public-accommodations version other states have. A reader who has heard that New York fines people for faking a service animal is thinking of another state. A bill that would make fraudulently obtaining documentation for a housing accommodation a misdemeanor is stated under legislation below. The landlord-side offense: New York penalizes the landlord side instead. A violation of any provision of Civil Rights Law article 4-B is a violation, and a second breach of section 47 or of section 47-b, subdivision 1 or 2, within two years carries a one thousand dollar fine (section 47-c). Withholding an accommodation under the Human Rights Law exposes a landlord to compensatory damages, punitive damages of up to ten thousand dollars in a housing case, and civil fines of up to fifty thousand dollars, or one hundred thousand dollars for willful, wanton or malicious conduct (Executive Law section 297, subdivision 4, paragraph (c)). |
| Can cities add their own rules | State law says nothing either way about local pet rules in housing. No New York statute authorizes or preempts local rules on pets in housing. The landlord-tenant statutes carry no preemption clause on pet deposits, pet rent or pet policies, and the Human Rights Law's housing part has no local-government clause. New York City's pet rule therefore rests on the general home-rule police power, which lets a local government legislate for the government, protection, order, conduct, safety, health and well-being of persons or property within it (Municipal Home Rule Law section 10, subdivision 1). That is a general power rather than a pet authorization, which is why New York sits on the silent side of this question. New York City: where a tenant in a multiple dwelling openly and notoriously keeps a household pet for three months or more after taking possession and the owner, knowing it, does not sue within that period, the no-pets clause in the lease is treated as waived, the waiver falls away where the pet damages the premises, creates a nuisance or substantially interferes with other tenants, the city housing authority is outside the rule, and buildings with fewer than three families are outside it too. The city page carries its terms. |
| Housing classes with their own pet rule | Public housing projects: a dog or cat for three named tenant classes (publicly financed or income-restricted housing): pets must be allowed, subject to the stated conditions. No person who has been adjudged legally blind, or who is a severely physically handicapped person, or who is mute, may be denied occupancy in a dwelling in any project or evicted from one on the sole ground that the person owns a dog or cat that will or does live there (Public Housing Law section 223-a). If a health hazard results after occupancy on account of the animal, the public health officer with jurisdiction may take appropriate corrective measures. This is a pet right rather than an assistance-animal right: the animal need do nothing for the tenant and no training is required. A project is defined as a work or improvement, with the land, buildings and dwelling units, acquired, owned, constructed, managed or operated to provide dwelling accommodations for persons of low income (section 3, subdivision 14). Text: N.Y. Pub. Hous. Law § 223-a. Text: N.Y. Pub. Hous. Law § 3 · (14). Public housing projects: a hearing dog for a deaf or hard-of-hearing tenant (publicly financed or income-restricted housing): pets must be allowed, subject to the stated conditions. No person who is deaf or hard of hearing may be denied occupancy in a dwelling in any project or evicted from one on the sole ground that the person owns a hearing dog, with the same public-health-officer proviso where a health hazard results after occupancy (Public Housing Law section 223-b). The hearing dog is the trained animal the Civil Rights Law defines at section 47-b, subdivision 4, so this row, unlike the one above it, reaches only a trained dog. The section was last amended by chapter 221 of the laws of 2018, which replaced the older wording for deafness across eleven laws. Text: N.Y. Pub. Hous. Law § 223-b. Text: N.Y. Civ. Rights Law § 47-b · (4). Six classes of dwelling unit outside the one-month deposit cap (another housing class): pet deposit — no statute, no cap. The one-month deposit ceiling opens with the words except in dwelling units subject to, and then names six classes: units under the city rent and rehabilitation law or the emergency housing rent control law, continuing care retirement communities licensed under article 46 or 46-A of the Public Health Law, assisted living providers licensed under article 46-B, adult care facilities licensed under article 7 of the Social Services Law, senior residential communities that have submitted an offering plan to the attorney general, and not-for-profit independent retirement communities offering personal emergency response, housekeeping, transportation and meals (General Obligations Law section 7-108, subdivision 1-a). In those six classes no statutory ceiling reaches a pet deposit at all, so the familiar statement that a New York landlord cannot take a pet deposit on top of a full month's security deposit is not true inside them. The five senior and care categories are also outside the front-of-tenancy fee bar to the extent of the entrance fees they charge (Real Property Law section 238-a, subdivision 1, paragraph (a)). Text: N.Y. Gen. Oblig. Law § 7-108 · (1-a). Text: N.Y. Real Prop. Law § 238-a · (1)(a). |
| Insurance and dog breeds | N.Y. Ins. Law § 3421 — An insurer may not refuse to issue or renew a homeowners' insurance policy, cancel one, charge or impose an increased premium or rate for one, or exclude, limit, restrict or reduce coverage under one, based solely on the harboring or owning of a dog of a specific breed or mixture of breeds (Insurance Law section 3421, subdivision 1). The insurer may still refuse, cancel or reasonably increase the premium for a dog designated dangerous under section 123 of the Agriculture and Markets Law, on sound underwriting and actuarial principles related to actual or anticipated loss experience (subdivision 2). The bar took effect January 28, 2022, and the words about excluding, limiting, restricting or reducing coverage were added with effect from March 15, 2023. It reaches homeowners' policies as the Insurance Law defines them, which run on a natural person with an insurable interest in the unit in which that person resides and exclude liabilities arising from the conduct of a business, so a landlord's dwelling-fire or liability policy is outside it; whether a renter's contents policy is inside it has not been settled, and the companion bill for renters' policies did not become law. Policy types it reaches: homeowner. Text: N.Y. Ins. Law § 3421 · (1), (2). |
| How state law refers to the federal rules | New York's own text incorporates a federal regulation by reference in three places, and only into the definition of control: a guide dog, a hearing dog and a service dog must each be under the control of the person using or training it, consistent with the federal regulations implementing title III of the Americans with Disabilities Act at 28 CFR 36.302(c) (Civil Rights Law section 47-b, subdivisions 4 and 7), and the Human Rights Law's public-accommodations clause on service animals carries the same phrase (Executive Law section 296, subdivision 2, paragraph (d), subparagraph (iv)). Nothing federal is incorporated into the housing charge bar or into the animal-accommodation duty. New York's construction rule runs the other way: section 300 of the Executive Law directs that the Human Rights Law be construed liberally regardless of whether comparably worded federal civil rights laws have been so construed, and that its exemptions be construed narrowly, so the state duty is measured by a state standard. No New York statute or rule incorporates any HUD notice; the federal section of the 50-state page carries the status of the federal instruments. |
| Changes already signed into law | No signed act is waiting to change these answers |
| Leading court decisions | Matter of New York State Division of Human Rights v. Winnie, 2026 NY Slip Op 03041 (New York Appellate Division, Third Department; residential setting; bears on charges for an assistance animal): A landlord who, after receiving the tenant's physician's letters, required the payment of a pet deposit and a monthly pet fee for a trained service dog violated the animal-accommodation duty in Executive Law section 296, subdivision 18, paragraph 2. The court confirmed the Division's compensatory and punitive damages and a fifteen thousand dollar civil fine and penalty, and noted that the statute was amended in 2020 to name the use of an animal as a reasonable accommodation. Hollandale Apts. & Health Club, LLC v. Bonesteel, 2019 NY Slip Op 03718 (New York Appellate Division, Third Department; residential setting; bears on the assistance-animal rule): On a no-dogs policy and a therapist's letter for a dog kept for emotional support, the court held that the Human Rights Law asks only whether an accommodation may be necessary, and rejected the stricter standard, applied in the Second Department, that the animal be actually necessary for the tenant to enjoy the apartment; it pointed to the liberal-construction command in Executive Law section 300. The tenant established a disability and the need for the dog. The departments remain split on that standard. |
Cite this page: "Landlord Atlas, New York Pet & Assistance Animal Laws (verified September 20, 2026), landlordatlas.com/laws/pets/new-york/" — free to cite and quote with a link (how these records are verified). Everything above is cited in the citations section below.
New York assistance-animal documentation at a glance
The state's instrument sets no documentation standard, so every row below reads not stated unless a slot is addressed elsewhere in state law; the federal rules further down this page apply on top. The full text of each slot, with its section, is in the table above.
| Slot | What the state's text says |
|---|---|
| Who may certify, and on what test | Not stated |
| The certifier's minimum relationship period | Not stated |
| Telehealth | Not stated |
| Online registration or certificate | Not stated |
| Form | Not stated |
| Medical records | Not stated |
| Written answer from the landlord | Not stated |
| Annual re-evaluation | Not stated |
| Proof of vaccination or licensing | Not stated |
Housing classes in New York with their own pet rule
Each row is a housing class whose own instrument sets at least one pet cell differently from the private-market answers above; a dash is a cell the class's instrument does not set, so the residential answer on this page does not carry over to it either way. The full text of each row is in the table above.
| Class | Pet deposit | Pet rent and fees | In the lease | Breed, size, weight | Extra charge for an assistance animal | From |
|---|---|---|---|---|---|---|
| Public housing projects: a dog or cat for three named tenant classes (publicly financed or income-restricted housing) | — | — | Pets must be allowed | — | — | — |
| Public housing projects: a hearing dog for a deaf or hard-of-hearing tenant (publicly financed or income-restricted housing) | — | — | Pets must be allowed | — | — | — |
| Six classes of dwelling unit outside the one-month deposit cap (another housing class) | No statute, no cap | — | — | — | — | — |
Local pet laws in New York
- New York City — The pet law (three-month waiver): a local rule on top of the state law on this page.
Federal law on pets and assistance animals, in every state
The federal layer for the pets and assistance-animals topic, carried once for the whole site. It is a dated history rather than a single rule: the Fair Housing Act's accommodation duty has not changed since 1988 and the regulation under it has never contained the word animal, while the HUD guidance that most writing on this subject still quotes was withdrawn in September 2025, permanently rescinded in May 2026, and replaced by an enforcement position that governs HUD's own cause determinations and nothing else. Every row names who it binds, and most of the rows that carry real figures bind only federally assisted, public or rural-development housing. No state record restates these rows; a state record says only where its own law references or extends them. Each row below says who it binds before it says what it does. The full text of each row, with its citations, is on the 50-state page.
- Every housing provider the Fair Housing Act covers: Fair Housing Act: the reasonable-accommodation duty and who it reaches (in force).
- Every housing provider the Fair Housing Act covers: HUD's reasonable-accommodation regulation, and the absence of any animal rule in it (in force).
- Every housing provider the Fair Housing Act covers: Charging for an assistance animal: the two general clauses the question runs through (in force).
- No one — withdrawn guidance: HUD's 2013 service and assistance animals notice: withdrawn September 17, 2025 (withdrawn).
- No one — rescinded guidance: HUD's 2020 assistance animals notice: withdrawn September 17, 2025 and permanently rescinded May 22, 2026 (rescinded).
- No one — it states HUD's own enforcement position and binds no landlord or tenant: HUD's May 22, 2026 enforcement memorandum: what HUD will and will not pursue (an enforcement position, not law).
- No one — no rule has been proposed: The rulemaking the May 2026 memorandum promises: not proposed (not proposed).
- Public entities and public accommodations, not housing providers as such: The Americans with Disabilities Act definition of a service animal, which HUD now borrows in part (in force).
- Owners of federally assisted rental housing for the elderly or for persons with disabilities: Pets in federally assisted housing for the elderly or persons with disabilities (in force).
- Public housing agencies: Pets in public housing that is not designated for the elderly or persons with disabilities (in force).
- Recipients of federal financial assistance for housing: Section 504: HUD-funded housing and the duty to modify housing policies (in force).
- Owners of Rural Development multifamily housing: Rural Development multifamily housing: a pet deposit cap and no deposit for an assistance animal (in force).
- The parties to the case: United States v. Five Properties, LLC: the open federal case on an emotional support animal (litigation).
- The parties to the case: Henderson v. Five Properties, LLC: the closed private case, and how far it reaches (litigation).
- No one — no such federal duty exists: Breed, size and weight limits on an assistance animal: no federal rule either way.
Notes and caveats
- No pet deposit on top of the security deposit — Because the one-month ceiling counts every deposit and advance together, a landlord who has already taken a full month's rent as a security deposit has no room for a separate pet deposit. A lease clause calling a pet charge something else does not change that; waiver of the deposit rules is void.
- Six housing classes sit outside the cap — Rent-controlled units and five licensed or filed senior and care categories are excluded from the one-month ceiling altogether, so inside them no statutory limit reaches a pet deposit. The row above lists them.
- No duty to state a pet policy — No statute requires a lease to say whether pets are allowed, supplies a default when the lease is silent, limits how many pets a tenant may keep, or governs a mid-term change to a pet rule. The lease-content rules are on the lease-disclosures page.
- Breed, size and weight — New York law is silent on a landlord's breed, size or weight rule for pets, in every housing class, and does not preempt a city's own animal-control ordinance. An assistance animal is a different question and is answered above.
- No documentation rule — New York sets no standard for an assistance-animal letter: no list of who may write one, no treating-relationship period, no form, no online-certificate rule, no vaccination rule and no deadline for the landlord's answer. What a landlord may ask is worked out case by case under the reasonable-accommodation duty.
- Damage by an assistance animal — Neither assistance-animal statute says anything about damage. The ordinary rule governs: a landlord may keep from the deposit the reasonable and itemized cost of damage caused by the tenant beyond normal wear and tear, and the charge bar reaches a charge for admitting the dog rather than the cost of repairing what it damages.
- Faking an assistance animal is not an offense here — New York has no criminal or civil penalty for misrepresenting an animal as a service or support animal. The Penal Law's article 242 punishes people who harm or interfere with a service animal, which is the opposite question.
- New York City's three-month rule — In a building with three or more families, a no-pets clause is treated as waived where the tenant keeps a pet openly and notoriously for three months and the owner, knowing it, does not sue in that time. The rule is the city's, not the state's, it does not apply where the pet damages the premises or creates a nuisance, and the city housing authority is outside it.
- Insurance — An insurer may not refuse, cancel, surcharge or cut back a homeowners' policy because of a dog's breed, unless the dog has been designated dangerous. The section runs on homeowners' policies, which turn on a person living in the insured home, so a landlord's own policy is outside it.
- Federal rules — The Fair Housing Act, the federal regulations and the rules for assisted and public housing are on the federal section of the 50-state page. New York's own duty is measured by a state standard: the Human Rights Law is to be construed liberally whether or not comparably worded federal law has been, and its exemptions narrowly.
- Legislation — A Senate bill would add a documentation requirement for a housing accommodation and make fraudulently obtaining documentation a misdemeanor; it sat in committee at the last action in January 2026 and stays alive until the two-year term ends in December 2026. An Assembly bill would cap the security deposit at one month for leases of a year or longer, which would move the ceiling a pet deposit sits inside.
Common questions: New York pets & assistance animals
Each answer is the verified value from the table above, restated as a direct answer. Free to quote with a link to this page.
- Can a landlord charge a pet deposit in New York, and is there a limit?
- Yes — no pet figure exists, but a pet deposit is a security deposit however it is named and counts inside the general deposit cap. New York has no pet-deposit statute.
- Can a landlord charge pet rent or a non-refundable pet fee in New York?
- No for a non-refundable pet fee, which a general or specific rule bars. Permitted and uncapped outside rent-regulated housing.
- Does a New York lease have to state a pet policy?
- No — no statute requires a lease to state a pet policy, and no written-rules provision governs one. No New York statute requires a lease to state a pet policy, supplies a default when the lease says nothing about pets, limits how many pets a tenant may keep, or governs a landlord's change to a pet rule in the middle of a term.
- Can a New York landlord restrict pets by breed, size or weight?
- Yes. New York law says nothing about a landlord's breed, size or weight rule for pets, in any housing class.
- Does New York have its own assistance-animal law for rentals?
- Only through the state fair-housing act's reasonable-accommodation duty, the sole state instrument reaching assistance animals in housing; no state text sets a documentation standard. The operative rules are statutory.
- What documentation can a New York landlord ask for when a tenant requests an assistance animal?
- No state text sets a documentation standard for an assistance animal in housing. New York sets no documentation rule at all.
- Can a New York landlord charge a pet deposit or pet rent for an emotional support animal?
- Under state law, yes — the state bar reaches only a trained service, guide, hearing or assistance dog, or a certified animal; the federal rules still govern an emotional support animal; the bar is an express no-extra-charge clause, in a statute. A landlord may not impose or maintain any direct or indirect additional charge for the admittance of a guide dog, hearing dog or service dog accompanying a person with a disability (Civil Rights Law section 47-b, subdivision 2), and the bar reaches private housing because a public facility is defined to include all forms of public and private housing accommodations.
- What is the penalty for falsely claiming an assistance animal in New York?
- None — no offense, penalty, forfeiture, eviction ground or licensing sanction exists. New York has no offense and no civil penalty for misrepresenting an animal as a service or support animal, in housing or anywhere else, and no sanction on a professional who writes documentation without a basis.
Changes since last full verification
The Verified date above (September 20, 2026) marks the last time every figure on this page was verified end-to-end against official sources. The changes below were published since then, each verified against the official source it names (what these dates mean).
- Correction, October 8, 2026 — Illinois: the Rent Concession Act's legend ("Concession Granted" across the face and text of the lease) applies to a concession the written lease does not expressly mention (765 ILCS 730/2 and /3). Oregon: ORS 90.245 bars a rental agreement from making the tenant waive chapter 90 rights; it protects the tenant and does not bar the landlord from agreeing to a longer notice. Ohio: a written lease must give an entity owner's or agent's principal place of business in the county or, failing one there, in Ohio (section 5321.18(A)). Delaware: any lease term that conflicts with the Code is unenforceable unless the Code allows it (section 5101(a)). Colorado: section 38-12-106 calls the $300 pet deposit an additional security deposit and section 38-12-102.5 caps a security deposit at two months' rent; neither says whether the pet deposit counts inside the cap, and the pages now say so. New York: the good-cause page no longer names a fixed list of opted-in localities; the state housing agency publishes the current list and the Attorney General keeps its own. Maine: the Attorney General's Total Price Disclosure Statement is listed as a document (14 M.R.S. § 6030-J).
- Correction, October 2, 2026 — New York City (correction): the habitability page had said the indoor allergen duties run only to owners of multiple dwellings. The general duty to keep the premises free of pests and other indoor allergen hazards is written for the owner of any dwelling (Administrative Code 27-2017.1), and the exclusion for owner-occupied co-operative and condominium units leaves health department violations in place (27-2017.12). An uncertified hazardous mold violation becomes immediately hazardous only where the department reinspected within seventy days of the certification date (27-2017.3). The $250 settlement of a heat or hot water violation is closed where any of the heating, hot water or space-heater sections was violated in the prior calendar year (27-2115(k)). On the pets page, two Council bills introduced January 29, 2026 are now listed as pending: Int. No. 305-2026, on no-pet lease clauses in unsubsidized multiple dwellings, and Int. No. 435-2026, on pet restrictions in city-assisted rental projects.
Citations
- N.Y. Gen. Oblig. Law § 7-108 · (1), (1-a)(a), (1-a)(b), (1-a)(g), (3) (verified 2026) Official source
- N.Y. Gen. Oblig. Law § 7-107 · (1), (2), (3), (10) (verified 2026) Official source
- N.Y. Gen. Oblig. Law § 7-103 · (1) (verified 2026) Official source
- N.Y. Gen. Oblig. Law § 7-109 (verified 2026) Official source
- N.Y. Real Prop. Law § 238-a · (1)(a), (1)(b), (2), (3) (verified 2026) Official source
- N.Y. Real Prop. Acts. Law § 749 · (2)(b) (verified 2026) Official source
- N.Y. Exec. Law § 296 · (2)(d)(iv), (2-a)(d)(2), (5)(a)(4), (18)(2) (verified 2026) Official source
- N.Y. Exec. Law § 292 · (10), (11), (21), (21-e) (verified 2026) Official source
- N.Y. Exec. Law § 297 · (4)(c), (9) (verified 2026) Official source
- N.Y. Exec. Law § 300 (verified 2026) Official source
- N.Y. Civ. Rights Law § 47 · (1), (2) (verified 2026) Official source
- N.Y. Civ. Rights Law § 47-b · (1), (2), (3), (4), (5), (6), (7) (verified 2026) Official source
- N.Y. Civ. Rights Law § 47-c · (1), (2) (verified 2026) Official source
- N.Y. Pub. Hous. Law § 223-a (verified 2026) Official source
- N.Y. Pub. Hous. Law § 223-b (verified 2026) Official source
- N.Y. Pub. Hous. Law § 3 · (14) (verified 2026) Official source
- N.Y. Penal Law § 242.00 · (1) (verified 2026) Official source
- N.Y. Mun. Home Rule Law § 10 · (1)(ii)(a)(12) (verified 2026) Official source
- N.Y. Ins. Law § 3421 · (1), (2) (verified 2026) Official source
- N.Y. Ins. Law § 2351 · (a) (verified 2026) Official source
- S. 9086 (2025-2026) (verified 2026) Official source
- A. 2023 (2025-2026) (verified 2026) Official source
How this record was verified: Direct reading of the New York consolidated laws on the State Senate's own law service, section by section, with each section's own currency stamp recorded in place of a site-wide edition banner: General Obligations Law article 7, title 1 (sections 7-103, 7-107, 7-108 and 7-109); Real Property Law section 238-a; Real Property Actions and Proceedings Law section 749; Executive Law article 15, the Human Rights Law (sections 292, 296, 297 and 300), with section 296 read in full and each of its ten exemption clauses opened; Civil Rights Law article 4-B (sections 47, 47-a, 47-b and 47-c) read in full; Public Housing Law sections 3, 223-a and 223-b; Penal Law article 242; Municipal Home Rule Law section 10; Insurance Law sections 2351, 3421 and 3425. Credit lines are not printed under a section on that service, so each one was recovered from the chaptering bill's own record and enrolled text: chapter 137 of the laws of 2020 for the two animal clauses in section 296 of the Executive Law (signed August 11, 2020, effective immediately), chapter 36 of the laws of 2019 for Real Property Law section 238-a, chapter 436 of the laws of 2025 for the rewritten General Obligations Law section 7-107 (signed October 16, 2025, in force November 15, 2025 by lease date), chapter 221 of the laws of 2018 for Public Housing Law section 223-b, and chapters 545 of 2021 and 679 of 2022 for Insurance Law section 3421. Four effective dates were pinned by serving the same section as of an earlier date and comparing the two texts, and by the service's own effective-until flags, rather than by inference. Every law was searched field by field with a control term first, so that a zero result is a finding rather than a query error. The Division of Human Rights' general regulations at 9 NYCRR part 466 were not read; the agency's own site did not serve them, and no value on this page rests on them. Two Appellate Division decisions were read in full.
What was read to state each absence on this page:
- The landlord-tenant chapter: The Real Property Law, the Real Property Actions and Proceedings Law, the Multiple Dwelling Law, the Multiple Residence Law and General Obligations Law article 7, title 1 (sections 7-101 through 7-109, read as a section list from the law tree, which has no definitions section), on the State Senate's own law service, with sections 7-103, 7-107, 7-108 and 7-109 and Real Property Law section 238-a read in full and each section's own currency stamp recorded. The Real Property Law, the Multiple Dwelling Law, the Multiple Residence Law and the deposit title carry no animal word of any kind; the one animal clause in the Real Property Actions and Proceedings Law is section 749, subdivision 2, paragraph (b), which binds the officer executing an eviction warrant and is the eviction page's.
- The civil-rights, fair-housing or disability-rights title: Executive Law article 15, the Human Rights Law (sections 290 through 301), read at sections 292, 296, 297 and 300, with section 296 read in full and each of its ten exemption clauses opened and identified; Civil Rights Law article 4-B (sections 47, 47-a, 47-b and 47-c) read in full. Terms run in both bodies: assistance animal, support animal, emotional support, service animal, guide dog, hearing dog and reasonable accommodation. Neither the term assistance animal nor the term support animal appears anywhere in New York law, and the only service animal hit in the Executive Law is the public-accommodations clause, not the housing duty.
- Health, professional-licensing and criminal titles: The Education Law, which is the licensing home for physicians, psychologists, social workers and mental-health counselors, and the Public Health Law, both run for service animal, emotional support, guide dog and misrepresent; the only guide dog hit is the canine-waste section for large cities, and no provider duty exists. The Penal Law run for the same terms: its five service animal hits are all in article 242, offenses committed against service animals and handlers (definitions, interference and harassment, and harming in the second and first degrees), and Agriculture and Markets Law section 123-b was noted as the same subject matter from the animal-control side. The terms falsely represent, falsely represents, fraudulently represent, impersonating and misrepresents were run across every consolidated and unconsolidated law, and no animal offense exists in New York.
- Administrative code: The Division of Human Rights' general regulations at 9 NYCRR part 466 were not read for this topic; the agency's own site did not serve them, and the only other service found for the state's rules is self-labeled unofficial. No value on this page rests on part 466, and New York's assistance-animal answer is typed from the statutes alone. If part 466 turns out to set a notice or documentation rule, that is an addition to this page rather than a change to any value it states.
- Local-government and animal-control titles: The Municipal Home Rule Law read for a pet-specific grant or preemption: section 10, subdivision 1 carries the general local-law power, and the words pet and breed appear nowhere in the law. The Real Property Law, the Real Property Actions and Proceedings Law, the Multiple Dwelling Law, the Multiple Residence Law and General Obligations Law article 7 read for a preemption clause on deposits, fees or pet policies; none exists. The Human Rights Law's housing part read for a local-government clause; none exists.
- The terms searched and where: Terms run law by law over the Real Property Law, the Real Property Actions and Proceedings Law, the Multiple Dwelling Law, the Multiple Residence Law, the General Obligations Law, the Public Housing Law, the Private Housing Finance Law and the Municipal Home Rule Law: pet, pets, animal, animals, dog, dogs and breed, with a control term run first in each law so that a zero is a finding rather than a query error. Over the Executive Law and the Civil Rights Law: assistance animal, support animal, emotional support, service animal, guide dog and reasonable accommodation. Over the Penal Law, the Education Law and the Public Health Law: service animal, emotional support, guide dog and misrepresent. As phrases across every consolidated and unconsolidated law: pet deposit, pet fee, pet rent, household pet, assistance animal, support animal, breed of dog, falsely represent, falsely represents, fraudulently represent, impersonating, misrepresents, registration and health care provider. Pet deposit, pet fee, pet rent, household pet, assistance animal, support animal and breed of dog each return nothing anywhere in New York law, and the word pet returns seventy-two sections, every one opened to its title and none of them in a landlord-tenant, multiple-dwelling or lease-content home. The words weight, size, nonrefundable and certificate were not among the terms run; the money answers rest on the deposit and fee sections, which were read in full and contain no animal word.